Georgia Health Insurance Coverage...
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If you are searching for ways to lower your health insurance costs and you live in the State of Georgia...We, here at HealthInsureCoverage.com, work hard to supply you with the information you need to make an informed decision regarding your health insurance needs and requirements.
- What kind of financial aid is available in Georgia to assist with health insurance costs.
Help is available to certain low-income residents of Georgia who cannot afford to buy health insurance. Medicaid and the PeachCare for Kids Program offer free or subsidized health insurance coverage, direct medical services or other help. This chapter provides summary information about these programs and contact information for further assistance.
- Medicaid
Medicaid is a program that provides health coverage to some low-income Georgia residents. Medicaid covers families with children and pregnant women, medically needy individuals, the elderly, and people with disabilities if state and federal guidelines are met. Legal residents who are not U.S. citizens may be eligible for Medicaid. Non-citizens who do not have immigration documents cannot enroll in Medicaid.
- For certain categories of people, eligibility for Medicaid is based on the amount of
your household income.
In Georgia you may be eligible for Medicaid if you are an infant, a child, pregnant, or a parent of a child and your family income meets the Medicaid income standards. Income eligibility levels for these categories are described below. Your assets and some expenses also may be taken into account, so you should contact the Georgia Department
of Community Health or your county Department of Family and Children Services for more
information.
- Parents who receive benefits under TANF should know that when you get a job and
your TANF benefits end, you generally can stay on Medicaid for a 12-month
transitional period.
In addition, your children may qualify for transitional Medicaid coverage for 12 months. Or, you may qualify for Medicaid yourself if your family’s income meets the Medicaid income standards.
- Low income persons eligible for Medicaid in Georgia:
Category Income eligibility (as percent of federal poverty level)
Infant 185% (monthly income of about $2,181 for family of 3)
Child 1-5 133%
Child 6-18 100%
Parent 44%
Pregnant woman 200%
- People who have high medical expenses may also qualify for Medicaid.
You may
qualify as medically needy if you have high medical expenses that, when subtracted from
your income, would make you eligible for Medicaid coverage. For example, people who
have to pay a lot for prescription drugs, nursing home care, or other long term care
services sometimes qualify as medically needy if they don’t have health insurance that
covers these services.
- Retired or disabled people who have low incomes and are enrolled in Medicare may
also qualify for help from Medicaid.
Even though your income may be too high to
qualify for Medicaid insurance coverage, there may be other ways Medicaid can help you.
- Very poor elderly or disabled people who get Supplemental Security Income (SSI)
benefits can also qualify for Medicaid.
Disabled individuals should know that if your income earned from a job increases so that you no longer qualify for SSI, you may be able to continue your Medicaid coverage at least
for a limited time. If your household income is below the poverty level, Medicaid will pay
your Medicare monthly premium and your Medicare deductibles and coinsurance. This is
called the Qualified Medicare Beneficiary (QMB) program.
If your household income is below 120% of the poverty level, Medicaid will pay for your monthly Medicare premiums only. This is called the Specified Low-Income Medicare
Beneficiary (SLMB) program. Contact your County Department of Family and Children's Services for more information about other eligibility requirements.
- There may be other ways that Medicaid can help.
To find out if you or other members of your family qualify for Medicaid, contact County Department of Family and Children's Services. You can apply for Medicaid at the County Department of Family and Children's
Services.
- PeachCare for Kids
Georgia PeachCare for Kids is a state-designed program that provides health coverage to low-income Georgia children under the age of 19 who are not eligible for Medicaid and who have limited or no health insurance.
- A child whose family has a household income below 200% of the federal poverty
level is eligible for Georgia PeachCare for Kids.
For a family of 3, this works out to an
annual income of about $28,300, or a monthly income of about $2,358.
- Eligibility is guaranteed for one year unless the child moves from the state, enrolls in Medicaid, is found to have other insurance coverage, or becomes financially
ineligible.
HealthInsureCoverage.com offers our visitors information regarding their health insurance needs with state by state policy rates and info. We offer information from specific to general but you will ultimately need to consult with your health care provider or doctor for assistance.
If you are looking for some more information regarding policy rates and your rights under your state or federal health care laws, then you can continue your research by visiting the following convenient link.
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