Health Insurance Industry Trends Nationwide

Health Insurance Trends...

Significant facts which affect, you, the health insurance consumer.
The number of Americans who have purchased insurance against the catastrophic costs of long-term care has increased more than tenfold in the last fifteen years, according to a survey released recently by the Health Insurance Association of America.
The study also shows that long-term care insurers have paid out more than $6 billion to cover a wide range of services, including home health care, care in an assisted living facility, nursing home care, respite care and hospice care, including $839 million in benefits paid during 2001 alone.

In 1987 the Health Insurance Association of America (HIAA) began systematically tracking long-term care insurance. The total number of long-term care insurance policies sold in 1987 was 815,000, with the numbers swelling to nearly 8.3 million in 2001. More than 1.4 million people purchased a policy during the recent two-year survey period, according to HIAA’s research findings “Long-Term Care Insurance in 2000-2001.”

This, of course, reflects a number of factors:

People are living longer

Long-term health care premiums are stable for now with the number of policies expected to continue to trend up.

Planning well for long-term health care requires very comprehensive planning and funding.

Value for the Purchaser of Long-Term Care Insurance.
Whether a business or an individual is looking to purchase a long-term health care insurance policy there have been some significant develops of recent. There have been significant enhancements to long-term care insurance policy designs combined with the fact that premiums have truly stabalized the last several years means buyers today clearly receive a better value for their respective insurance dollar.

If you are looking for more information on the different types of health insurance policies and programs available you can visit this link Consumer Health Guides or use this convenient link to receive a comprehensive free quote on health insurance rates in your state --

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