Nevada Health Insurance Coverage...
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If you are searching for ways to lower your health insurance costs and you live in the State of Nevada...We, here at HealthInsureCoverage.com, work hard to supply you with the information you need to make an informed decision regarding your health insurance needs and requirements.
- What kind of financial assistance is available for purhasing health insurance coverage in the State of Nevada?
Help is available to certain low-income residents of Nevada who cannot afford to buy health insurance. Medicaid and the Nevada Check Up offer free or subsidized health insurance coverage, direct medical services or other help. This chapter provides summary information about these programs and contact information for further assistance.
- Medicaid.
Medicaid is a program that provides health coverage to eligible low-income Nevada residents. Medicaid covers families with children and pregnant women, the elderly, and people with disabilities, if state and federal guidelines are met. Legal residents who are not U.S. citizens may be eligible for Medicaid. Non-citizens who do not have immigration documents cannot enroll in Medicaid except under emergency medical conditions, which are life threatening if not treated.
- For certain categories of people, eligibility for Medicaid is based on the amount of
your household income.
In Nevada you may be eligible for Medicaid if you are an infant, a child, pregnant, or a parent of a child and your family income meets the Medicaid income standards. Income eligibility levels for these categories are described below. Your assets and
some expenses also may be taken into account.
- Low income persons eligible for Medicaid in Nevada.
Category Income Eligibility (as percent of federal poverty level)
Infant 0-1 133% (monthly income of about $1,665 for family of 3)
Child 1-5 133%
Child 6-17 100%
Child 18-19 78%
Parent 87%
Pregnant woman 133%
- Parents who receive benefits under TANF should know that when you get a job and
your TANF benefits end, you generally can stay on Medicaid for a 12-month
transitional period.
In addition, your children may qualify for Medicaid if your family's income meets certain income standards.
- Poor elderly or disabled people who get Supplemental Security Income (SSI)
benefits are automatically eligible for Medicaid.
Disabled individuals should know that if your income earned from a job increases so that you no longer qualify for SSI, you may be able to continue your Medicaid coverage at least for a limited time.
- People who are age 65 or over and who have low incomes and are enrolled in
Medicare may also qualify for help from Medicaid.
Even though your income may
be too high to qualify for Medicaid insurance coverage, there may be other ways
Medicaid can help you. If your household income is at or below 100% of the federal poverty level, Medicaid will pay your Medicare monthly premium and your Medicare deductibles and
coinsurance. This is called the Qualified Medicare Beneficiary (QMB) program.
HealthInsureCoverage.com offers our visitors information regarding their health insurance needs with state by state policy rates and info. We offer information from specific to general but you will ultimately need to consult with your health care provider or doctor for assistance.
If you are looking for some more information regarding policy rates and your rights under your state or federal health care laws, then you can continue your research by visiting the following convenient link.
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