Rhode Island Health Insurance Coverage...
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If you are searching for ways to lower your health insurance costs and you live in the State of Rhode Island...We, here at HealthInsureCoverage.com, work hard to supply you with the information you need to make an informed decision regarding your health insurance needs and requirements.
- What kind of Financial Assistance is available to low-income residents in the State of Rhode Island?
Help is available to certain low-income residents of Rhode Island who cannot afford to buy health insurance. Medicaid offers free or subsidized health insurance coverage, direct medical services or other help. This chapter provides summary information about this program and contact information for further assistance.
Medicaid is a program that provides health coverage to some low-income Rhode Island residents. Medicaid covers families with children and pregnant women, the elderly, and people with disabilities, if state and federal guidelines are met. Certain legal residents who are not U.S. citizens may be eligible for Medicaid. For children and families, Medicaid offers 2 special programs called RIte Care and RIte Share.
- RIte Care: Medicaid.
RIte Care is Rhode Island’s Medicaid managed care program that provides families on the Family Independence Program and eligible uninsured pregnant women, parents, and children up to age 19 with comprehensive health insurance coverage.
- Families who are eligible for or receiving cash assistance from TANF (Family
Independence Program) are eligible for RIte Care (Medicaid).
Parents should know that when you get a job and your TANF and/or Low Income Families Medicaid benefits end, your family generally could stay on Medicaid for a 18-month transitional period. In addition, your children may qualify for RIte Care if your family’s income meets certain income standards.
- For certain categories of people, eligibility for RIte Care is based on the amount of
your household income.
In Rhode Island you may be eligible for Medicaid through RIte Care if you are an infant, a child, pregnant, or a parent of a child and your family income meets the Medicaid income standards. Income eligibility levels for these categories are described below. You should contact the Rhode Island Department of Human Services for more information.
- Low income persons eligible for RIte Care in Rhode Island.*
Category Income Eligibility (as percent of federal poverty level)
Child 0-18 250% (250% of FPL is $37,550 for a family of 3)
Family coverage 185%
Pregnant woman 350%
* Eligibility information was compiled from the Rhode Island DHS (Department of Health Services) website and may have changed recently. Contact your local DHS office for the most up to date information and for other eligibility requirements that may apply.
- Families receive most of their health care through one of three participating health
plans: Neighborhood Health Plan of Rhode Island, United Healthcare of New
England and Blue CHIP.
- RIte Care coverage is free to families with incomes up to 150% of the federal
poverty level, and is available to other eligible families with higher income for a
small premium.
Depending on their income, families pay between $61 and $92 per month.
- RIte Share: Medicaid.
RIte Share is a Medicaid program that helps families get health insurance coverage
through their employer (or spouse’s employer). If a family qualifies, RIte Share will pay for all
or part of the employee’s share of the health insurance premium. RIte Share also pays for co-payments
in the employer’s health insurance plan.
- Eligibility for RIte Share is based on family income and family size.
- If an applicant is eligible for Medicaid and their employer (or spouse’s employer)
offers a DHS-approved health insurance plan, then the applicant will be enrolled in
RIte Share.
RIte Care coverage is free to families with incomes up to 150% of the federal poverty level, and is available to other eligible families with higher income for a
small premium. Depending on their income, families pay between $61 and $92 per
month.
- There are other Medicaid programs for Rhode Island residents and the best way to explore your options is to use the convenient form link found below.
HealthInsureCoverage.com offers our visitors information regarding their health insurance needs with state by state policy rates and info. We offer information from specific to general but you will ultimately need to consult with your health care provider or doctor for assistance.
If you are looking for some more information regarding policy rates and your rights under your state or federal health care laws, then you can continue your research by visiting the following convenient link.
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