An HMO health insurance plan is a Health Maintenance Organization and is one of the more popular options that is on the market and utilized by many that believe health insurance is out of their reach. The HMO will have a certain doctor, hospital and specialist that they assign people to depending on the area in which they live. The health insurance is going to pay for all types of well visits in order to encourage the person to avoid becoming sick through well checkups. With that being said...